An online pharmaceutical resource designed specifically for underwriters

While there are a number of drug guides available on the Web, Hank's Rx Guide is the first to meet the specialized needs of life, heath, DI, CI and LTC underwriters. By providing exactly what underwriters need to know about each YELLOW and RED drug in the pharmacopeia, Hank's Rx Guide enables underwriters to make decisions where they would otherwise order additional requirements. This results in superior application-to-approval cycle time, lower "not-taken" rates, and faster commission payments.

Quickly determine if a drug is consistent with a BEST or WORST case scenario

Hank's Rx Guide explains how mode of drug delivery, dose prescribed, times taken, use in specific age groups, and implications of the use of that drug in context with other Rx can influence the risk associated with the use of a particular drug.

Spot RED FLAGS immediately

There are a number of other contextual factors that underwriters need to consider in order to fully grasp the significance of a prescription history, such as signs and symptoms, diagnostic tests advised or undertaken, physicians' recommendations to the patient, consultation with specialists, and use in conjunction with hospital or emergency room visits. Hank's Rx Guide shows how these variables interact in terms of risk.

A comprehensive source of information on off-label prescribing

Because 20% or more of drugs are prescribed off-label, it is important for underwriters to recognize non-approved uses for each drug. Hank's Rx Guide contains a full list of potential uses. This means your underwriters are fully equipped to relate what has been prescribed to the stated medical history and thereby avoid mistaken assumptions as to the nature of the impairment under scrutiny.

Identify connections between Rx use and abnormal lab tests

One of the essential steps in assessing abnormal lab test results is to determine if Rx being taken could explain the abnormal findings. Every profile in Hank's Rx Guide addresses how the drug in question may impact laboratory test results. This information enables your underwriters to avoid mistaken assumptions that often lead to delays in taking action as well as the ordering of unneeded rechecks and reflexive tests.

Easy online access

When you sign up for access, each of your underwriters receives their own username/password and can log in from anywhere, 24 hours a day, 7 days a week. Hank's Rx Guide is continuously updated to reflect the latest developments in prescription drugs and their insurability implications.